Project Financing to Fit Your Needs!
Financing a project with GreenSky loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits but without your having to pay out of pocket all at once.
Financing Options from GreenSky
No interest with payments for 12 months if paid in full!
Interest is billed during promo period but will be waived if the amount financed is paid in full before promo period expires.
Subject to credit approval. Minimum monthly payments during promo period. Making minimum monthly payments during the promo period will not pay off the entire principal balance. Interest accrues during the promo period, but all interest is waived if the purchase amount is paid in full before the end of the promotional period.
Plan 4123. Subject to credit approval. Rates range from 17.99% - 24.99% APR. Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 12 month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 24 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 36 monthly payments of $39.76. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
Fixed rate of 9.99% for 96 months!
Subject to credit approval. Fixed APR of 9.99% for 96 months. Payment example: for $10,000 purchase on approval date, 96 payments of $151.68
Plan 1969. Subject to credit approval. Loan term is 96 months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 96 monthly payments of $15.17. This example is an estimate only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
GreenSky® Program
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Paperless Application Process
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Credit limits up to $65,000 (subject to credit approval)
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Friendly customer service
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Affordable payment options
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Quick decisions
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Multiple ways to make a payment
Frequently Asked Questions
Why should I finance my project when I can pay cash or use a credit card?
Financing a project with GreenSky loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits but without your having to pay out of pocket all at once.
*GreenSky Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants. Participating lenders are federally insured, equal opportunity lender banks. GreenSky is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the longs on behalf of participating lenders. NMLS #1416362.
What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
How do I make a payment?
It's simple - pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is your. Call 866-936-0602.
How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
How long do I have to use my loan?
Once approved, you have four or six months, depending on your plan to make your purchases.
When is my first payment due?
Depends on your plan. Many deferred interest plans don't require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
When does the Deferred Interest plan promotion window begin?
At the time of your first transaction.
*Interest is billed during the promotional period but all interest is waived if the entire loan amount is paid in full before the end of the promotional period.
Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
